Your home is the single biggest investment you'll ever make. It's also likely the largest asset of your family, and the contents of a typical home, in the form of furniture, appliances, clothing, and other movable personal belongings, represent a substantial additional investment. The unprotected loss of your home or its contents could be financially devastating. You also face the risk of personal liability, for example, if someone slips and falls in your home because you didn't maintain it properly. These accidents can result in court decisions awarding large sums to injured parties for medical expenses and pain and suffering. Originally, standard homeowner policies in Minnesota covered only fire risks. Today's homeowner's policies provide protection against a number of "perils" of modern life in one package policy. Robert Overby - State Farm Insurance Agent can help answer detailed questions about any particular home insurance in Minnesota policy you're considering buying online or over the phone with an experienced agent who can walk you through all of your options for coverage and help figure out which one is right for you!