You may not be thinking about retirement. You might even be thinking that you don't need to be thinking about it yet. But what happens if you become disabled? What happens if an accident leaves you unable to work? Disability income may assist pay for medical expenses, medicine, and treatment. It is critical to plan for disability income as soon as possible since it can take years to acquire enough cash set aside. You may either get disability income insurance or build up a reserve in a special disability income account. Whatever you do, don't wait until you retire to start thinking about disability income in California. The sooner you begin planning, the better off you will be. Peace of Mind Retirement Planning can assist you to replace a portion of your income; it's like income protection. You never know what life has in store for us, so we need to be ready for anything.